IN-HOUSE FINANCING PLAN POLICY - TERMS AND CONDITIONS

By placing an order with Rework’d by Sew Chic, you acknowledge that you have read, understood, and agreed to all applicable terms, policies, and agreements outlined herein. By selecting an in-house financing plan, you agree to the terms and conditions specified below. Please note that all policies are subject to change or update at any time without prior notice.

INSTALLMENTS

• All in-house financing plans require a minimum deposit.
• No work will commence until all payments, including the initial deposit, are cleared by your financial institution.
• Subsequent payments are due bi-weekly or as outlined in your payment schedule.
• All deposits and installment payments are strictly non-refundable.

PAYMENTS

• All payments must be made in equal increments according to the agreed-upon payment schedule.
• Services will only continue if payments are made on time and in full.
• A grace period of three (3) calendar days is allowed for each payment. After this period, a late payment fee of $50 will be applied for every late payment.

Payment Policies:

1. Partial payments are not accepted unless explicitly authorized.
2. If you are unable to make a payment, please contact support immediately for assistance.
3. Payments exceeding the 3-day grace period will result in a pause of all services, including website edits. A $50 late fee will apply, and services will resume 24 hours after the overdue payment is cleared.
4. If a payment remains unpaid beyond fourteen (14) calendar days, we will continue to attempt to process the payment using the primary card on file and any other payment methods you have provided until payment is successfully processed. Services will remain paused until the payment is cleared.
5. In the event of unresolved non-payment, we reserve the right to pursue legal action, including litigation through the court system, to recover outstanding balances.
6. Failure to pay may result in the cancellation of associated services. Payments exceeding thirty (30) calendar days past due will result in automatic cancellation of services, as outlined in the Cancellation Policy.

AUTOMATIC PAYMENT AUTHORIZATION

By selecting an in-house financing plan, you authorize Rework’d by Sew Chic to:

1. Automatically charge the primary card on file according to the agreed-upon payment schedule.
2. Make additional attempts to process payment if the initial transaction fails.
3. Trigger payment from any additional cards on file, if applicable, in the event that the primary payment method is declined.
4. Notify you of any failed payment attempts and associated late fees.

It is your responsibility to ensure that valid and up-to-date payment methods are on file.

PAYMENT AGREEMENT

By selecting an installment plan, you agree to adhere to the payment schedule. Deliverables, including but not limited to website projects, brand files, and other documents, will not be provided until the balance is paid in full.

Additional Terms:

• Payments will be processed automatically using the card on file.
• If funds are unavailable, additional attempts will be made to process the payment, including attempts on other cards on file.
• If three (3) consecutive payment attempts fail, all services will be paused until payment is successfully completed.
• All installment payments are non-refundable.
• Final deliverables will only be provided after the total balance is paid in full.

DISCOUNTS

• Monthly discount codes are valid through the end of each month unless otherwise specified.
• Discount codes cannot be combined unless expressly permitted.
• Referral codes may not be combined unless explicitly stated.
• Discounts apply solely to the first installment payment.

LATE PAYMENTS

• A grace period of three (3) days is provided for each scheduled payment.
• Customers may update their payment method through the Customer Account Portal or by contacting support.
• Payments not received within the grace period will be deemed late, and a $50 late fee will be added to the invoice.
• Payments exceeding fourteen (14) days will result in continued payment attempts until payment is successfully processed. However, services will remain paused until the outstanding balance is resolved.

ACCOUNTS

Customers can manage their payment methods and financing plans via the Customer Account Portal.

REVOKED ACCESS

If your in-house financing plan is cancelled due to non-compliance with payment terms, access to in-house financing plans will be revoked indefinitely. To reinstate services, an alternative payment method must be selected, and future services must be paid in full or through an alternate financing program.

CHANGING PLANS OR PAYMENTS

• Customers may request changes to their financing plan; however, such changes may affect completion timelines and deliverables.
• Payment methods can be updated at any time during the service period, provided that the selected method is supported.
• Customers may expedite the release of deliverables by paying the remaining balance in full.

This policy ensures a clear and professional agreement for both parties while protecting the interests of Rework’d by Sew Chic. Should you have any questions or concerns, please contact support for further assistance.